Call report 2005Q1
CITIZENS FIRST BANK — 2005Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,357,000 | USD | evidence → |
| Total loans | 80,067,000 | USD | evidence → |
| Allowance for loan losses | 732,000 | USD | evidence → |
| Securities available for sale | 5,212,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,119,000 | USD | evidence → |
| Interest-bearing deposits | 76,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,477,000 | USD | evidence → |
| Equity capital | 7,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,256,000 | USD | evidence → |
| Interest expense | 436,000 | USD | evidence → |
| Net interest income | 820,000 | USD | evidence → |
| Noninterest income | 88,000 | USD | evidence → |
| Noninterest expense | 667,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 207,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,602,000 | USD | evidence → |
| Total capital | 8,334,000 | USD | evidence → |
| Risk-weighted assets | 82,635,000 | USD | evidence → |