Call report 2004Q4
CITIZENS FIRST BANK — 2004Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,002,000 | USD | evidence → |
| Total loans | 77,508,000 | USD | evidence → |
| Allowance for loan losses | 700,000 | USD | evidence → |
| Securities available for sale | 4,194,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,632,000 | USD | evidence → |
| Interest-bearing deposits | 72,790,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,842,000 | USD | evidence → |
| Equity capital | 7,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,420,000 | USD | evidence → |
| Interest expense | 1,493,000 | USD | evidence → |
| Net interest income | 2,927,000 | USD | evidence → |
| Noninterest income | 422,000 | USD | evidence → |
| Noninterest expense | 2,420,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 829,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,609,000 | USD | evidence → |
| Total capital | 8,309,000 | USD | evidence → |
| Risk-weighted assets | 76,162,000 | USD | evidence → |