Call report 2004Q3
CITIZENS FIRST BANK — 2004Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,980,000 | USD | evidence → |
| Total loans | 72,239,000 | USD | evidence → |
| Allowance for loan losses | 706,000 | USD | evidence → |
| Securities available for sale | 5,231,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,817,000 | USD | evidence → |
| Interest-bearing deposits | 68,552,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,265,000 | USD | evidence → |
| Equity capital | 7,338,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,226,000 | USD | evidence → |
| Interest expense | 1,089,000 | USD | evidence → |
| Net interest income | 2,137,000 | USD | evidence → |
| Noninterest income | 308,000 | USD | evidence → |
| Noninterest expense | 1,772,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 585,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 556,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,377,000 | USD | evidence → |
| Total capital | 8,083,000 | USD | evidence → |
| Risk-weighted assets | 70,904,000 | USD | evidence → |