Call report 2003Q4
CITIZENS FIRST BANK — 2003Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,463,000 | USD | evidence → |
| Total loans | 65,262,000 | USD | evidence → |
| Allowance for loan losses | 643,000 | USD | evidence → |
| Securities available for sale | 6,025,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,566,000 | USD | evidence → |
| Interest-bearing deposits | 61,283,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,283,000 | USD | evidence → |
| Equity capital | 7,121,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,005,000 | USD | evidence → |
| Interest expense | 1,421,000 | USD | evidence → |
| Net interest income | 2,584,000 | USD | evidence → |
| Noninterest income | 306,000 | USD | evidence → |
| Noninterest expense | 2,056,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | 742,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,122,000 | USD | evidence → |
| Total capital | 7,765,000 | USD | evidence → |
| Risk-weighted assets | 59,025,000 | USD | evidence → |