Call report 2004Q1
CITIZENS FIRST BANK — 2004Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,566,000 | USD | evidence → |
| Total loans | 68,327,000 | USD | evidence → |
| Allowance for loan losses | 659,000 | USD | evidence → |
| Securities available for sale | 6,422,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,749,000 | USD | evidence → |
| Interest-bearing deposits | 65,118,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,631,000 | USD | evidence → |
| Equity capital | 7,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,070,000 | USD | evidence → |
| Interest expense | 351,000 | USD | evidence → |
| Net interest income | 719,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 553,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 204,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 194,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,016,000 | USD | evidence → |
| Total capital | 7,675,000 | USD | evidence → |
| Risk-weighted assets | 63,167,000 | USD | evidence → |