Call report 2003Q3
CITIZENS FIRST BANK — 2003Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,572,000 | USD | evidence → |
| Total loans | 58,798,000 | USD | evidence → |
| Allowance for loan losses | 596,000 | USD | evidence → |
| Securities available for sale | 5,930,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,802,000 | USD | evidence → |
| Interest-bearing deposits | 57,287,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,515,000 | USD | evidence → |
| Equity capital | 6,962,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,002,000 | USD | evidence → |
| Interest expense | 1,078,000 | USD | evidence → |
| Net interest income | 1,924,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 1,520,000 | USD | evidence → |
| Provision for loan losses | 59,000 | USD | evidence → |
| Pretax income | 582,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 578,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,966,000 | USD | evidence → |
| Total capital | 7,562,000 | USD | evidence → |
| Risk-weighted assets | 53,364,000 | USD | evidence → |