Call report 2005Q3
WAYCROSS BANK & TRUST — 2005Q3
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,641,000 | USD | evidence → |
| Total loans | 65,569,000 | USD | evidence → |
| Allowance for loan losses | 618,000 | USD | evidence → |
| Securities available for sale | 22,463,000 | USD | evidence → |
| Securities held to maturity | 2,297,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,783,000 | USD | evidence → |
| Interest-bearing deposits | 79,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,418,000 | USD | evidence → |
| Equity capital | 10,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,806,000 | USD | evidence → |
| Interest expense | 1,253,000 | USD | evidence → |
| Net interest income | 2,553,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 1,842,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 1,065,000 | USD | evidence → |
| Income tax | 324,000 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,536,000 | USD | evidence → |
| Total capital | 11,154,000 | USD | evidence → |
| Risk-weighted assets | 84,274,000 | USD | evidence → |