Call report 2005Q4
WAYCROSS BANK & TRUST — 2005Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,360,000 | USD | evidence → |
| Total loans | 61,094,000 | USD | evidence → |
| Allowance for loan losses | 618,000 | USD | evidence → |
| Securities available for sale | 22,616,000 | USD | evidence → |
| Securities held to maturity | 2,290,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,580,000 | USD | evidence → |
| Interest-bearing deposits | 80,678,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,902,000 | USD | evidence → |
| Equity capital | 9,994,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,262,000 | USD | evidence → |
| Interest expense | 1,791,000 | USD | evidence → |
| Net interest income | 3,471,000 | USD | evidence → |
| Noninterest income | 466,000 | USD | evidence → |
| Noninterest expense | 2,460,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 1,477,000 | USD | evidence → |
| Income tax | 452,000 | USD | evidence → |
| Net income | 1,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,320,000 | USD | evidence → |
| Total capital | 10,938,000 | USD | evidence → |
| Risk-weighted assets | 81,531,000 | USD | evidence → |