Call report 2005Q2
WAYCROSS BANK & TRUST — 2005Q2
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,933,000 | USD | evidence → |
| Total loans | 63,225,000 | USD | evidence → |
| Allowance for loan losses | 599,000 | USD | evidence → |
| Securities available for sale | 23,479,000 | USD | evidence → |
| Securities held to maturity | 2,478,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,292,000 | USD | evidence → |
| Interest-bearing deposits | 79,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,783,000 | USD | evidence → |
| Equity capital | 10,136,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,428,000 | USD | evidence → |
| Interest expense | 766,000 | USD | evidence → |
| Net interest income | 1,662,000 | USD | evidence → |
| Noninterest income | 242,000 | USD | evidence → |
| Noninterest expense | 1,226,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 686,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 481,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,276,000 | USD | evidence → |
| Total capital | 10,875,000 | USD | evidence → |
| Risk-weighted assets | 81,107,000 | USD | evidence → |