Call report 2003Q4
WAYCROSS BANK & TRUST — 2003Q4
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,741,000 | USD | evidence → |
| Total loans | 55,883,000 | USD | evidence → |
| Allowance for loan losses | 558,000 | USD | evidence → |
| Securities available for sale | 25,325,000 | USD | evidence → |
| Securities held to maturity | 3,285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,680,000 | USD | evidence → |
| Interest-bearing deposits | 77,911,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,769,000 | USD | evidence → |
| Equity capital | 9,559,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,763,000 | USD | evidence → |
| Interest expense | 1,641,000 | USD | evidence → |
| Net interest income | 3,122,000 | USD | evidence → |
| Noninterest income | 423,000 | USD | evidence → |
| Noninterest expense | 2,149,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 1,353,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 934,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,260,000 | USD | evidence → |
| Total capital | 9,818,000 | USD | evidence → |
| Risk-weighted assets | 69,905,000 | USD | evidence → |