Call report 2003Q3
WAYCROSS BANK & TRUST — 2003Q3
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,347,000 | USD | evidence → |
| Total loans | 55,333,000 | USD | evidence → |
| Allowance for loan losses | 548,000 | USD | evidence → |
| Securities available for sale | 25,558,000 | USD | evidence → |
| Securities held to maturity | 2,331,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,968,000 | USD | evidence → |
| Interest-bearing deposits | 76,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,363,000 | USD | evidence → |
| Equity capital | 9,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,594,000 | USD | evidence → |
| Interest expense | 1,279,000 | USD | evidence → |
| Net interest income | 2,315,000 | USD | evidence → |
| Noninterest income | 317,000 | USD | evidence → |
| Noninterest expense | 1,623,000 | USD | evidence → |
| Provision for loan losses | 37,000 | USD | evidence → |
| Pretax income | 976,000 | USD | evidence → |
| Income tax | 299,000 | USD | evidence → |
| Net income | 677,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,528,000 | USD | evidence → |
| Total capital | 10,076,000 | USD | evidence → |
| Risk-weighted assets | 68,958,000 | USD | evidence → |