Call report 2004Q1
WAYCROSS BANK & TRUST — 2004Q1
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,922,000 | USD | evidence → |
| Total loans | 60,251,000 | USD | evidence → |
| Allowance for loan losses | 599,000 | USD | evidence → |
| Securities available for sale | 24,749,000 | USD | evidence → |
| Securities held to maturity | 3,275,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,555,000 | USD | evidence → |
| Interest-bearing deposits | 76,999,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,556,000 | USD | evidence → |
| Equity capital | 9,829,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,163,000 | USD | evidence → |
| Interest expense | 329,000 | USD | evidence → |
| Net interest income | 834,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 578,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 332,000 | USD | evidence → |
| Income tax | 103,000 | USD | evidence → |
| Net income | 229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,489,000 | USD | evidence → |
| Total capital | 10,088,000 | USD | evidence → |
| Risk-weighted assets | 73,321,000 | USD | evidence → |