Call report 2025Q3
F&M BANK — 2025Q3
The 22 measures F&M BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,533,270,000 | USD | evidence → |
| Total loans | 1,165,319,000 | USD | evidence → |
| Allowance for loan losses | 8,339,000 | USD | evidence → |
| Securities available for sale | 171,466,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,360,846,000 | USD | evidence → |
| Interest-bearing deposits | 1,155,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 205,309,000 | USD | evidence → |
| Equity capital | 145,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 62,756,000 | USD | evidence → |
| Interest expense | 24,491,000 | USD | evidence → |
| Net interest income | 38,265,000 | USD | evidence → |
| Noninterest income | 6,177,000 | USD | evidence → |
| Noninterest expense | 31,638,000 | USD | evidence → |
| Provision for loan losses | -13,000 | USD | evidence → |
| Pretax income | 12,946,000 | USD | evidence → |
| Income tax | 825,000 | USD | evidence → |
| Net income | 12,153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 134,138,000 | USD | evidence → |
| Total capital | 142,243,000 | USD | evidence → |
| Risk-weighted assets | 1,203,803,000 | USD | evidence → |