Call report 2025Q2
F&M BANK — 2025Q2
The 22 measures F&M BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,596,800,000 | USD | evidence → |
| Total loans | 1,172,184,000 | USD | evidence → |
| Allowance for loan losses | 8,435,000 | USD | evidence → |
| Securities available for sale | 173,203,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,424,987,000 | USD | evidence → |
| Interest-bearing deposits | 1,199,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 225,365,000 | USD | evidence → |
| Equity capital | 143,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,812,000 | USD | evidence → |
| Interest expense | 16,611,000 | USD | evidence → |
| Net interest income | 25,201,000 | USD | evidence → |
| Noninterest income | 4,735,000 | USD | evidence → |
| Noninterest expense | 21,213,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 8,730,000 | USD | evidence → |
| Income tax | 550,000 | USD | evidence → |
| Net income | 8,202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 135,076,000 | USD | evidence → |
| Total capital | 143,271,000 | USD | evidence → |
| Risk-weighted assets | 1,206,558,000 | USD | evidence → |