Call report 2025Q4
F&M BANK — 2025Q4
The 22 measures F&M BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,549,080,000 | USD | evidence → |
| Total loans | 1,151,691,000 | USD | evidence → |
| Allowance for loan losses | 8,396,000 | USD | evidence → |
| Securities available for sale | 147,760,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,366,308,000 | USD | evidence → |
| Interest-bearing deposits | 1,164,390,000 | USD | evidence → |
| Noninterest-bearing deposits | 201,918,000 | USD | evidence → |
| Equity capital | 157,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 82,841,000 | USD | evidence → |
| Interest expense | 31,796,000 | USD | evidence → |
| Net interest income | 51,045,000 | USD | evidence → |
| Noninterest income | 7,409,000 | USD | evidence → |
| Noninterest expense | 42,757,000 | USD | evidence → |
| Provision for loan losses | 81,000 | USD | evidence → |
| Pretax income | 15,866,000 | USD | evidence → |
| Income tax | 982,000 | USD | evidence → |
| Net income | 14,932,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 144,046,000 | USD | evidence → |
| Total capital | 152,115,000 | USD | evidence → |
| Risk-weighted assets | 1,174,087,000 | USD | evidence → |