Call report 2025Q1
F&M BANK — 2025Q1
The 22 measures F&M BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,674,724,000 | USD | evidence → |
| Total loans | 1,176,791,000 | USD | evidence → |
| Allowance for loan losses | 8,420,000 | USD | evidence → |
| Securities available for sale | 186,656,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,499,239,000 | USD | evidence → |
| Interest-bearing deposits | 1,274,614,000 | USD | evidence → |
| Noninterest-bearing deposits | 224,625,000 | USD | evidence → |
| Equity capital | 146,847,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,902,000 | USD | evidence → |
| Interest expense | 8,504,000 | USD | evidence → |
| Net interest income | 12,398,000 | USD | evidence → |
| Noninterest income | 1,576,000 | USD | evidence → |
| Noninterest expense | 10,545,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 3,451,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 3,255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 138,511,000 | USD | evidence → |
| Total capital | 146,725,000 | USD | evidence → |
| Risk-weighted assets | 1,232,279,000 | USD | evidence → |