Call report 2024Q4
F&M BANK — 2024Q4
The 22 measures F&M BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,682,956,000 | USD | evidence → |
| Total loans | 1,202,946,000 | USD | evidence → |
| Allowance for loan losses | 8,452,000 | USD | evidence → |
| Securities available for sale | 186,947,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,497,730,000 | USD | evidence → |
| Interest-bearing deposits | 1,264,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 233,483,000 | USD | evidence → |
| Equity capital | 145,469,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 91,279,000 | USD | evidence → |
| Interest expense | 42,218,000 | USD | evidence → |
| Net interest income | 49,061,000 | USD | evidence → |
| Noninterest income | 6,981,000 | USD | evidence → |
| Noninterest expense | 45,881,000 | USD | evidence → |
| Provision for loan losses | -437,000 | USD | evidence → |
| Pretax income | 10,723,000 | USD | evidence → |
| Income tax | 616,000 | USD | evidence → |
| Net income | 10,204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 138,502,000 | USD | evidence → |
| Total capital | 146,148,000 | USD | evidence → |
| Risk-weighted assets | 1,244,040,000 | USD | evidence → |