Call report 2025Q4
WATERTOWN SAVINGS BANK — 2025Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,434,762,000 | USD | evidence → |
| Total loans | 636,852,000 | USD | evidence → |
| Allowance for loan losses | 1,894,000 | USD | evidence → |
| Securities available for sale | 416,434,000 | USD | evidence → |
| Securities held to maturity | 193,382,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,249,974,000 | USD | evidence → |
| Interest-bearing deposits | 1,146,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,580,000 | USD | evidence → |
| Equity capital | 165,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,524,000 | USD | evidence → |
| Interest expense | 18,723,000 | USD | evidence → |
| Net interest income | 36,801,000 | USD | evidence → |
| Noninterest income | 3,668,000 | USD | evidence → |
| Noninterest expense | 28,817,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 11,652,000 | USD | evidence → |
| Income tax | 2,558,000 | USD | evidence → |
| Net income | 9,094,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 168,485,000 | USD | evidence → |
| Total capital | 170,399,000 | USD | evidence → |
| Risk-weighted assets | 586,248,000 | USD | evidence → |