Call report 2025Q3
WATERTOWN SAVINGS BANK — 2025Q3
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,467,941,000 | USD | evidence → |
| Total loans | 636,788,000 | USD | evidence → |
| Allowance for loan losses | 1,895,000 | USD | evidence → |
| Securities available for sale | 404,824,000 | USD | evidence → |
| Securities held to maturity | 237,242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,287,225,000 | USD | evidence → |
| Interest-bearing deposits | 1,184,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,298,000 | USD | evidence → |
| Equity capital | 161,783,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,596,000 | USD | evidence → |
| Interest expense | 14,374,000 | USD | evidence → |
| Net interest income | 27,222,000 | USD | evidence → |
| Noninterest income | 2,616,000 | USD | evidence → |
| Noninterest expense | 20,970,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,868,000 | USD | evidence → |
| Income tax | 1,989,000 | USD | evidence → |
| Net income | 6,879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 166,271,000 | USD | evidence → |
| Total capital | 168,186,000 | USD | evidence → |
| Risk-weighted assets | 587,514,000 | USD | evidence → |