Call report 2026Q1
WATERTOWN SAVINGS BANK — 2026Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,444,429,000 | USD | evidence → |
| Total loans | 633,415,000 | USD | evidence → |
| Allowance for loan losses | 1,897,000 | USD | evidence → |
| Securities available for sale | 459,909,000 | USD | evidence → |
| Securities held to maturity | 164,605,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,259,554,000 | USD | evidence → |
| Interest-bearing deposits | 1,158,072,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,482,000 | USD | evidence → |
| Equity capital | 165,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,869,000 | USD | evidence → |
| Interest expense | 3,851,000 | USD | evidence → |
| Net interest income | 10,018,000 | USD | evidence → |
| Noninterest income | 895,000 | USD | evidence → |
| Noninterest expense | 7,681,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,232,000 | USD | evidence → |
| Income tax | 726,000 | USD | evidence → |
| Net income | 2,506,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 170,991,000 | USD | evidence → |
| Total capital | 172,908,000 | USD | evidence → |
| Risk-weighted assets | 591,333,000 | USD | evidence → |