Call report 2025Q2
WATERTOWN SAVINGS BANK — 2025Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,476,527,000 | USD | evidence → |
| Total loans | 627,629,000 | USD | evidence → |
| Allowance for loan losses | 1,900,000 | USD | evidence → |
| Securities available for sale | 416,991,000 | USD | evidence → |
| Securities held to maturity | 244,096,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,299,869,000 | USD | evidence → |
| Interest-bearing deposits | 1,197,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,671,000 | USD | evidence → |
| Equity capital | 157,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,510,000 | USD | evidence → |
| Interest expense | 9,557,000 | USD | evidence → |
| Net interest income | 17,953,000 | USD | evidence → |
| Noninterest income | 1,749,000 | USD | evidence → |
| Noninterest expense | 13,903,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,799,000 | USD | evidence → |
| Income tax | 1,300,000 | USD | evidence → |
| Net income | 4,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 163,891,000 | USD | evidence → |
| Total capital | 165,811,000 | USD | evidence → |
| Risk-weighted assets | 587,914,000 | USD | evidence → |