Call report 2025Q1
WATERTOWN SAVINGS BANK — 2025Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,498,349,000 | USD | evidence → |
| Total loans | 624,679,000 | USD | evidence → |
| Allowance for loan losses | 1,903,000 | USD | evidence → |
| Securities available for sale | 428,957,000 | USD | evidence → |
| Securities held to maturity | 265,373,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,326,113,000 | USD | evidence → |
| Interest-bearing deposits | 1,216,728,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,385,000 | USD | evidence → |
| Equity capital | 153,639,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,549,000 | USD | evidence → |
| Interest expense | 4,769,000 | USD | evidence → |
| Net interest income | 8,780,000 | USD | evidence → |
| Noninterest income | 883,000 | USD | evidence → |
| Noninterest expense | 7,028,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,635,000 | USD | evidence → |
| Income tax | 579,000 | USD | evidence → |
| Net income | 2,056,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 161,448,000 | USD | evidence → |
| Total capital | 163,371,000 | USD | evidence → |
| Risk-weighted assets | 586,148,000 | USD | evidence → |