Call report 2024Q4
WATERTOWN SAVINGS BANK — 2024Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,477,233,000 | USD | evidence → |
| Total loans | 611,348,000 | USD | evidence → |
| Allowance for loan losses | 1,920,000 | USD | evidence → |
| Securities available for sale | 401,873,000 | USD | evidence → |
| Securities held to maturity | 276,281,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,310,288,000 | USD | evidence → |
| Interest-bearing deposits | 1,206,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,373,000 | USD | evidence → |
| Equity capital | 147,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,541,000 | USD | evidence → |
| Interest expense | 20,216,000 | USD | evidence → |
| Net interest income | 29,325,000 | USD | evidence → |
| Noninterest income | 3,783,000 | USD | evidence → |
| Noninterest expense | 27,231,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,877,000 | USD | evidence → |
| Income tax | 1,044,000 | USD | evidence → |
| Net income | 4,833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 159,393,000 | USD | evidence → |
| Total capital | 161,333,000 | USD | evidence → |
| Risk-weighted assets | 583,159,000 | USD | evidence → |