Call report 2023Q1
WATERTOWN SAVINGS BANK — 2023Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,424,691,000 | USD | evidence → |
| Total loans | 622,339,000 | USD | evidence → |
| Allowance for loan losses | 4,165,000 | USD | evidence → |
| Securities available for sale | 254,786,000 | USD | evidence → |
| Securities held to maturity | 376,051,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,282,359,000 | USD | evidence → |
| Interest-bearing deposits | 1,167,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,718,000 | USD | evidence → |
| Equity capital | 121,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,572,000 | USD | evidence → |
| Interest expense | 1,185,000 | USD | evidence → |
| Net interest income | 8,387,000 | USD | evidence → |
| Noninterest income | 839,000 | USD | evidence → |
| Noninterest expense | 6,852,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,374,000 | USD | evidence → |
| Income tax | 669,000 | USD | evidence → |
| Net income | 1,705,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 148,192,000 | USD | evidence → |
| Total capital | 152,357,000 | USD | evidence → |
| Risk-weighted assets | 582,586,000 | USD | evidence → |