Call report 2022Q4
WATERTOWN SAVINGS BANK — 2022Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,448,597,000 | USD | evidence → |
| Total loans | 614,852,000 | USD | evidence → |
| Allowance for loan losses | 4,170,000 | USD | evidence → |
| Securities available for sale | 306,997,000 | USD | evidence → |
| Securities held to maturity | 382,995,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,308,946,000 | USD | evidence → |
| Interest-bearing deposits | 1,183,330,000 | USD | evidence → |
| Noninterest-bearing deposits | 125,616,000 | USD | evidence → |
| Equity capital | 117,084,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,373,000 | USD | evidence → |
| Interest expense | 2,326,000 | USD | evidence → |
| Net interest income | 31,047,000 | USD | evidence → |
| Noninterest income | 3,438,000 | USD | evidence → |
| Noninterest expense | 27,646,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,839,000 | USD | evidence → |
| Income tax | 1,525,000 | USD | evidence → |
| Net income | 5,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 146,487,000 | USD | evidence → |
| Total capital | 150,657,000 | USD | evidence → |
| Risk-weighted assets | 590,103,000 | USD | evidence → |