Call report 2023Q2
WATERTOWN SAVINGS BANK — 2023Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,416,091,000 | USD | evidence → |
| Total loans | 616,811,000 | USD | evidence → |
| Allowance for loan losses | 4,167,000 | USD | evidence → |
| Securities available for sale | 235,427,000 | USD | evidence → |
| Securities held to maturity | 367,772,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,272,650,000 | USD | evidence → |
| Interest-bearing deposits | 1,161,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,516,000 | USD | evidence → |
| Equity capital | 122,235,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,884,000 | USD | evidence → |
| Interest expense | 3,687,000 | USD | evidence → |
| Net interest income | 16,197,000 | USD | evidence → |
| Noninterest income | 1,659,000 | USD | evidence → |
| Noninterest expense | 13,643,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,213,000 | USD | evidence → |
| Income tax | 1,023,000 | USD | evidence → |
| Net income | 3,190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 149,677,000 | USD | evidence → |
| Total capital | 153,844,000 | USD | evidence → |
| Risk-weighted assets | 575,228,000 | USD | evidence → |