Call report 2015Q1
WATERTOWN SAVINGS BANK — 2015Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,100,040,000 | USD | evidence → |
| Total loans | 526,328,000 | USD | evidence → |
| Allowance for loan losses | 3,240,000 | USD | evidence → |
| Securities available for sale | 270,351,000 | USD | evidence → |
| Securities held to maturity | 211,322,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 973,295,000 | USD | evidence → |
| Interest-bearing deposits | 907,452,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,843,000 | USD | evidence → |
| Equity capital | 108,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,383,000 | USD | evidence → |
| Interest expense | 571,000 | USD | evidence → |
| Net interest income | 6,812,000 | USD | evidence → |
| Noninterest income | 976,000 | USD | evidence → |
| Noninterest expense | 6,396,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,392,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,050,000 | USD | evidence → |
| Total capital | 112,290,000 | USD | evidence → |
| Risk-weighted assets | 493,969,000 | USD | evidence → |