Call report 2014Q4
WATERTOWN SAVINGS BANK — 2014Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,104,660,000 | USD | evidence → |
| Total loans | 529,663,000 | USD | evidence → |
| Allowance for loan losses | 3,240,000 | USD | evidence → |
| Securities available for sale | 265,621,000 | USD | evidence → |
| Securities held to maturity | 216,660,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 979,561,000 | USD | evidence → |
| Interest-bearing deposits | 900,554,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,007,000 | USD | evidence → |
| Equity capital | 106,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,048,000 | USD | evidence → |
| Interest expense | 2,721,000 | USD | evidence → |
| Net interest income | 27,327,000 | USD | evidence → |
| Noninterest income | 3,840,000 | USD | evidence → |
| Noninterest expense | 24,224,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,215,000 | USD | evidence → |
| Income tax | 2,206,000 | USD | evidence → |
| Net income | 5,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 106,718,000 | USD | evidence → |
| Total capital | 109,958,000 | USD | evidence → |
| Risk-weighted assets | 495,254,000 | USD | evidence → |