Call report 2015Q2
WATERTOWN SAVINGS BANK — 2015Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,099,436,000 | USD | evidence → |
| Total loans | 533,597,000 | USD | evidence → |
| Allowance for loan losses | 3,239,000 | USD | evidence → |
| Securities available for sale | 271,728,000 | USD | evidence → |
| Securities held to maturity | 200,908,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 971,985,000 | USD | evidence → |
| Interest-bearing deposits | 896,997,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,988,000 | USD | evidence → |
| Equity capital | 108,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,643,000 | USD | evidence → |
| Interest expense | 1,110,000 | USD | evidence → |
| Net interest income | 13,533,000 | USD | evidence → |
| Noninterest income | 1,876,000 | USD | evidence → |
| Noninterest expense | 12,538,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,871,000 | USD | evidence → |
| Income tax | 884,000 | USD | evidence → |
| Net income | 1,987,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,064,000 | USD | evidence → |
| Total capital | 113,303,000 | USD | evidence → |
| Risk-weighted assets | 498,219,000 | USD | evidence → |