Call report 2013Q1
WATERTOWN SAVINGS BANK — 2013Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,097,335,000 | USD | evidence → |
| Total loans | 524,081,000 | USD | evidence → |
| Allowance for loan losses | 3,260,000 | USD | evidence → |
| Securities available for sale | 474,625,000 | USD | evidence → |
| Securities held to maturity | 3,023,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 974,388,000 | USD | evidence → |
| Interest-bearing deposits | 910,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,695,000 | USD | evidence → |
| Equity capital | 100,531,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,936,000 | USD | evidence → |
| Interest expense | 1,319,000 | USD | evidence → |
| Net interest income | 6,617,000 | USD | evidence → |
| Noninterest income | 966,000 | USD | evidence → |
| Noninterest expense | 6,356,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,227,000 | USD | evidence → |
| Income tax | -71,000 | USD | evidence → |
| Net income | 1,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,597,000 | USD | evidence → |
| Total capital | 100,857,000 | USD | evidence → |
| Risk-weighted assets | 477,279,000 | USD | evidence → |