Call report 2013Q2
WATERTOWN SAVINGS BANK — 2013Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,099,260,000 | USD | evidence → |
| Total loans | 520,549,000 | USD | evidence → |
| Allowance for loan losses | 3,259,000 | USD | evidence → |
| Securities available for sale | 483,191,000 | USD | evidence → |
| Securities held to maturity | 2,619,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 978,612,000 | USD | evidence → |
| Interest-bearing deposits | 910,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,046,000 | USD | evidence → |
| Equity capital | 96,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,629,000 | USD | evidence → |
| Interest expense | 2,596,000 | USD | evidence → |
| Net interest income | 13,033,000 | USD | evidence → |
| Noninterest income | 1,837,000 | USD | evidence → |
| Noninterest expense | 12,405,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,465,000 | USD | evidence → |
| Income tax | 301,000 | USD | evidence → |
| Net income | 2,164,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,093,000 | USD | evidence → |
| Total capital | 101,352,000 | USD | evidence → |
| Risk-weighted assets | 486,063,000 | USD | evidence → |