Call report 2012Q4
WATERTOWN SAVINGS BANK — 2012Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,094,829,000 | USD | evidence → |
| Total loans | 530,725,000 | USD | evidence → |
| Allowance for loan losses | 3,295,000 | USD | evidence → |
| Securities available for sale | 463,804,000 | USD | evidence → |
| Securities held to maturity | 3,394,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 972,530,000 | USD | evidence → |
| Interest-bearing deposits | 907,550,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,980,000 | USD | evidence → |
| Equity capital | 99,519,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,650,000 | USD | evidence → |
| Interest expense | 5,836,000 | USD | evidence → |
| Net interest income | 28,814,000 | USD | evidence → |
| Noninterest income | 3,565,000 | USD | evidence → |
| Noninterest expense | 24,127,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,478,000 | USD | evidence → |
| Income tax | 2,801,000 | USD | evidence → |
| Net income | 5,677,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,323,000 | USD | evidence → |
| Total capital | 99,618,000 | USD | evidence → |
| Risk-weighted assets | 473,020,000 | USD | evidence → |