Call report 2012Q3
WATERTOWN SAVINGS BANK — 2012Q3
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,069,894,000 | USD | evidence → |
| Total loans | 535,177,000 | USD | evidence → |
| Allowance for loan losses | 3,368,000 | USD | evidence → |
| Securities available for sale | 446,056,000 | USD | evidence → |
| Securities held to maturity | 3,743,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 948,176,000 | USD | evidence → |
| Interest-bearing deposits | 885,321,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,855,000 | USD | evidence → |
| Equity capital | 100,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,404,000 | USD | evidence → |
| Interest expense | 4,448,000 | USD | evidence → |
| Net interest income | 21,956,000 | USD | evidence → |
| Noninterest income | 2,697,000 | USD | evidence → |
| Noninterest expense | 17,622,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,257,000 | USD | evidence → |
| Income tax | 2,409,000 | USD | evidence → |
| Net income | 4,848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,786,000 | USD | evidence → |
| Total capital | 100,154,000 | USD | evidence → |
| Risk-weighted assets | 466,836,000 | USD | evidence → |