Call report 2025Q3
CEDAR VALLEY BANK & TRUST — 2025Q3
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,145,000 | USD | evidence → |
| Total loans | 111,788,000 | USD | evidence → |
| Allowance for loan losses | 796,000 | USD | evidence → |
| Securities available for sale | 4,189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,492,000 | USD | evidence → |
| Interest-bearing deposits | 70,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,976,000 | USD | evidence → |
| Equity capital | 10,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,074,000 | USD | evidence → |
| Interest expense | 1,475,000 | USD | evidence → |
| Net interest income | 3,599,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 2,440,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,130,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 1,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,706,000 | USD | evidence → |
| Total capital | 11,502,000 | USD | evidence → |
| Risk-weighted assets | 87,901,000 | USD | evidence → |