Call report 2025Q2
CEDAR VALLEY BANK & TRUST — 2025Q2
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,158,000 | USD | evidence → |
| Total loans | 111,582,000 | USD | evidence → |
| Allowance for loan losses | 747,000 | USD | evidence → |
| Securities available for sale | 4,247,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,821,000 | USD | evidence → |
| Interest-bearing deposits | 75,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,765,000 | USD | evidence → |
| Equity capital | 10,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,375,000 | USD | evidence → |
| Interest expense | 985,000 | USD | evidence → |
| Net interest income | 2,390,000 | USD | evidence → |
| Noninterest income | 69,000 | USD | evidence → |
| Noninterest expense | 1,590,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 823,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 794,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,512,000 | USD | evidence → |
| Total capital | 11,259,000 | USD | evidence → |
| Risk-weighted assets | 89,151,000 | USD | evidence → |