Call report 2025Q4
CEDAR VALLEY BANK & TRUST — 2025Q4
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,368,000 | USD | evidence → |
| Total loans | 113,066,000 | USD | evidence → |
| Allowance for loan losses | 833,000 | USD | evidence → |
| Securities available for sale | 4,140,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,322,000 | USD | evidence → |
| Interest-bearing deposits | 88,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,620,000 | USD | evidence → |
| Equity capital | 10,813,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,817,000 | USD | evidence → |
| Interest expense | 1,924,000 | USD | evidence → |
| Net interest income | 4,893,000 | USD | evidence → |
| Noninterest income | 130,000 | USD | evidence → |
| Noninterest expense | 3,465,000 | USD | evidence → |
| Provision for loan losses | 188,000 | USD | evidence → |
| Pretax income | 1,359,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 1,307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,824,000 | USD | evidence → |
| Total capital | 11,657,000 | USD | evidence → |
| Risk-weighted assets | 89,410,000 | USD | evidence → |