Call report 2025Q1
CEDAR VALLEY BANK & TRUST — 2025Q1
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,654,000 | USD | evidence → |
| Total loans | 111,797,000 | USD | evidence → |
| Allowance for loan losses | 757,000 | USD | evidence → |
| Securities available for sale | 4,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,399,000 | USD | evidence → |
| Interest-bearing deposits | 75,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,354,000 | USD | evidence → |
| Equity capital | 9,980,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,652,000 | USD | evidence → |
| Interest expense | 492,000 | USD | evidence → |
| Net interest income | 1,160,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 771,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 391,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 375,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,095,000 | USD | evidence → |
| Total capital | 10,852,000 | USD | evidence → |
| Risk-weighted assets | 89,661,000 | USD | evidence → |