Call report 2024Q4
CEDAR VALLEY BANK & TRUST — 2024Q4
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,137,000 | USD | evidence → |
| Total loans | 111,930,000 | USD | evidence → |
| Allowance for loan losses | 710,000 | USD | evidence → |
| Securities available for sale | 4,149,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,704,000 | USD | evidence → |
| Interest-bearing deposits | 76,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,036,000 | USD | evidence → |
| Equity capital | 9,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,387,000 | USD | evidence → |
| Interest expense | 2,052,000 | USD | evidence → |
| Net interest income | 4,335,000 | USD | evidence → |
| Noninterest income | 110,000 | USD | evidence → |
| Noninterest expense | 3,282,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,024,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 982,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,868,000 | USD | evidence → |
| Total capital | 10,578,000 | USD | evidence → |
| Risk-weighted assets | 89,699,000 | USD | evidence → |