Call report 2023Q2
BERKSHIRE BANK, THE — 2023Q2
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 597,616,000 | USD | evidence → |
| Total loans | 280,091,000 | USD | evidence → |
| Allowance for loan losses | 8,653,000 | USD | evidence → |
| Securities available for sale | 137,814,000 | USD | evidence → |
| Securities held to maturity | 1,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,337,000 | USD | evidence → |
| Interest-bearing deposits | 353,627,000 | USD | evidence → |
| Noninterest-bearing deposits | 116,711,000 | USD | evidence → |
| Equity capital | 121,324,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,342,000 | USD | evidence → |
| Interest expense | 2,608,000 | USD | evidence → |
| Net interest income | 9,734,000 | USD | evidence → |
| Noninterest income | 107,000 | USD | evidence → |
| Noninterest expense | 7,062,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,658,000 | USD | evidence → |
| Income tax | 516,000 | USD | evidence → |
| Net income | 1,142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 128,656,000 | USD | evidence → |
| Total capital | 132,305,000 | USD | evidence → |
| Risk-weighted assets | 286,951,000 | USD | evidence → |