Call report 2023Q3
BERKSHIRE BANK, THE — 2023Q3
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 599,792,000 | USD | evidence → |
| Total loans | 272,503,000 | USD | evidence → |
| Allowance for loan losses | 8,479,000 | USD | evidence → |
| Securities available for sale | 164,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,575,000 | USD | evidence → |
| Interest-bearing deposits | 358,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,390,000 | USD | evidence → |
| Equity capital | 121,706,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,598,000 | USD | evidence → |
| Interest expense | 4,420,000 | USD | evidence → |
| Net interest income | 15,178,000 | USD | evidence → |
| Noninterest income | 141,000 | USD | evidence → |
| Noninterest expense | 10,724,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,190,000 | USD | evidence → |
| Income tax | 1,024,000 | USD | evidence → |
| Net income | 2,166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 129,680,000 | USD | evidence → |
| Total capital | 133,165,000 | USD | evidence → |
| Risk-weighted assets | 273,789,000 | USD | evidence → |