Call report 2023Q1
BERKSHIRE BANK, THE — 2023Q1
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 618,737,000 | USD | evidence → |
| Total loans | 281,492,000 | USD | evidence → |
| Allowance for loan losses | 8,653,000 | USD | evidence → |
| Securities available for sale | 263,784,000 | USD | evidence → |
| Securities held to maturity | 1,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 491,183,000 | USD | evidence → |
| Interest-bearing deposits | 363,575,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,609,000 | USD | evidence → |
| Equity capital | 121,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,843,000 | USD | evidence → |
| Interest expense | 1,096,000 | USD | evidence → |
| Net interest income | 4,747,000 | USD | evidence → |
| Noninterest income | 57,000 | USD | evidence → |
| Noninterest expense | 3,457,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 263,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,723,000 | USD | evidence → |
| Total capital | 131,404,000 | USD | evidence → |
| Risk-weighted assets | 289,500,000 | USD | evidence → |