Call report 2022Q4
BERKSHIRE BANK, THE — 2022Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 619,701,000 | USD | evidence → |
| Total loans | 281,120,000 | USD | evidence → |
| Allowance for loan losses | 8,765,000 | USD | evidence → |
| Securities available for sale | 262,655,000 | USD | evidence → |
| Securities held to maturity | 1,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 494,741,000 | USD | evidence → |
| Interest-bearing deposits | 374,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,494,000 | USD | evidence → |
| Equity capital | 119,083,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,946,000 | USD | evidence → |
| Interest expense | 1,632,000 | USD | evidence → |
| Net interest income | 19,314,000 | USD | evidence → |
| Noninterest income | 307,000 | USD | evidence → |
| Noninterest expense | 13,943,000 | USD | evidence → |
| Provision for loan losses | -1,637,000 | USD | evidence → |
| Pretax income | 3,570,000 | USD | evidence → |
| Income tax | 1,153,000 | USD | evidence → |
| Net income | 2,417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,402,000 | USD | evidence → |
| Total capital | 131,072,000 | USD | evidence → |
| Risk-weighted assets | 288,502,000 | USD | evidence → |