Call report 2022Q3
BERKSHIRE BANK, THE — 2022Q3
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 645,403,000 | USD | evidence → |
| Total loans | 284,782,000 | USD | evidence → |
| Allowance for loan losses | 9,365,000 | USD | evidence → |
| Securities available for sale | 252,535,000 | USD | evidence → |
| Securities held to maturity | 1,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 522,001,000 | USD | evidence → |
| Interest-bearing deposits | 388,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,604,000 | USD | evidence → |
| Equity capital | 117,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,144,000 | USD | evidence → |
| Interest expense | 884,000 | USD | evidence → |
| Net interest income | 14,260,000 | USD | evidence → |
| Noninterest income | 242,000 | USD | evidence → |
| Noninterest expense | 10,413,000 | USD | evidence → |
| Provision for loan losses | -1,037,000 | USD | evidence → |
| Pretax income | 1,925,000 | USD | evidence → |
| Income tax | 623,000 | USD | evidence → |
| Net income | 1,302,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 126,287,000 | USD | evidence → |
| Total capital | 130,050,000 | USD | evidence → |
| Risk-weighted assets | 295,419,000 | USD | evidence → |