Call report 2020Q4
BERKSHIRE BANK, THE — 2020Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 673,236,000 | USD | evidence → |
| Total loans | 322,872,000 | USD | evidence → |
| Allowance for loan losses | 10,350,000 | USD | evidence → |
| Securities available for sale | 74,240,000 | USD | evidence → |
| Securities held to maturity | 3,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 543,227,000 | USD | evidence → |
| Interest-bearing deposits | 414,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 128,354,000 | USD | evidence → |
| Equity capital | 123,650,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,289,000 | USD | evidence → |
| Interest expense | 3,411,000 | USD | evidence → |
| Net interest income | 17,878,000 | USD | evidence → |
| Noninterest income | 260,000 | USD | evidence → |
| Noninterest expense | 14,919,000 | USD | evidence → |
| Provision for loan losses | 3,294,000 | USD | evidence → |
| Pretax income | -14,000 | USD | evidence → |
| Income tax | -710,000 | USD | evidence → |
| Net income | 696,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 123,233,000 | USD | evidence → |
| Total capital | 127,537,000 | USD | evidence → |
| Risk-weighted assets | 338,306,000 | USD | evidence → |