Call report 2020Q3
BERKSHIRE BANK, THE — 2020Q3
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 686,442,000 | USD | evidence → |
| Total loans | 325,616,000 | USD | evidence → |
| Allowance for loan losses | 9,850,000 | USD | evidence → |
| Securities available for sale | 92,327,000 | USD | evidence → |
| Securities held to maturity | 3,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 557,111,000 | USD | evidence → |
| Interest-bearing deposits | 434,493,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,618,000 | USD | evidence → |
| Equity capital | 122,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,542,000 | USD | evidence → |
| Interest expense | 2,923,000 | USD | evidence → |
| Net interest income | 13,619,000 | USD | evidence → |
| Noninterest income | 187,000 | USD | evidence → |
| Noninterest expense | 11,462,000 | USD | evidence → |
| Provision for loan losses | 2,793,000 | USD | evidence → |
| Pretax income | -632,000 | USD | evidence → |
| Income tax | -215,000 | USD | evidence → |
| Net income | -417,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,120,000 | USD | evidence → |
| Total capital | 126,455,000 | USD | evidence → |
| Risk-weighted assets | 341,298,000 | USD | evidence → |