Call report 2021Q1
BERKSHIRE BANK, THE — 2021Q1
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 666,532,000 | USD | evidence → |
| Total loans | 317,345,000 | USD | evidence → |
| Allowance for loan losses | 10,250,000 | USD | evidence → |
| Securities available for sale | 70,545,000 | USD | evidence → |
| Securities held to maturity | 3,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 536,539,000 | USD | evidence → |
| Interest-bearing deposits | 417,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,230,000 | USD | evidence → |
| Equity capital | 123,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,538,000 | USD | evidence → |
| Interest expense | 386,000 | USD | evidence → |
| Net interest income | 4,152,000 | USD | evidence → |
| Noninterest income | 42,000 | USD | evidence → |
| Noninterest expense | 3,991,000 | USD | evidence → |
| Provision for loan losses | -100,000 | USD | evidence → |
| Pretax income | 243,000 | USD | evidence → |
| Income tax | 77,000 | USD | evidence → |
| Net income | 166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 123,399,000 | USD | evidence → |
| Total capital | 127,666,000 | USD | evidence → |
| Risk-weighted assets | 335,360,000 | USD | evidence → |