Call report 2015Q4
BERKSHIRE BANK, THE — 2015Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 725,901,000 | USD | evidence → |
| Total loans | 325,863,000 | USD | evidence → |
| Allowance for loan losses | 8,099,000 | USD | evidence → |
| Securities available for sale | 326,590,000 | USD | evidence → |
| Securities held to maturity | 205,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 584,549,000 | USD | evidence → |
| Interest-bearing deposits | 473,571,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,977,000 | USD | evidence → |
| Equity capital | 106,620,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,442,000 | USD | evidence → |
| Interest expense | 3,839,000 | USD | evidence → |
| Net interest income | 19,603,000 | USD | evidence → |
| Noninterest income | 363,000 | USD | evidence → |
| Noninterest expense | 15,668,000 | USD | evidence → |
| Provision for loan losses | 539,000 | USD | evidence → |
| Pretax income | 3,780,000 | USD | evidence → |
| Income tax | 280,000 | USD | evidence → |
| Net income | 3,500,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,739,000 | USD | evidence → |
| Total capital | 105,903,000 | USD | evidence → |
| Risk-weighted assets | 407,331,000 | USD | evidence → |