Call report 2015Q3
BERKSHIRE BANK, THE — 2015Q3
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 748,946,000 | USD | evidence → |
| Total loans | 321,457,000 | USD | evidence → |
| Allowance for loan losses | 8,039,000 | USD | evidence → |
| Securities available for sale | 330,864,000 | USD | evidence → |
| Securities held to maturity | 212,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 608,123,000 | USD | evidence → |
| Interest-bearing deposits | 493,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,524,000 | USD | evidence → |
| Equity capital | 105,537,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,517,000 | USD | evidence → |
| Interest expense | 2,892,000 | USD | evidence → |
| Net interest income | 14,625,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 12,004,000 | USD | evidence → |
| Provision for loan losses | 479,000 | USD | evidence → |
| Pretax income | 2,448,000 | USD | evidence → |
| Income tax | -60,000 | USD | evidence → |
| Net income | 2,508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,741,000 | USD | evidence → |
| Total capital | 104,666,000 | USD | evidence → |
| Risk-weighted assets | 387,982,000 | USD | evidence → |