Call report 2016Q1
BERKSHIRE BANK, THE — 2016Q1
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 721,166,000 | USD | evidence → |
| Total loans | 338,558,000 | USD | evidence → |
| Allowance for loan losses | 8,124,000 | USD | evidence → |
| Securities available for sale | 249,131,000 | USD | evidence → |
| Securities held to maturity | 200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 578,867,000 | USD | evidence → |
| Interest-bearing deposits | 484,089,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,779,000 | USD | evidence → |
| Equity capital | 106,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,088,000 | USD | evidence → |
| Interest expense | 923,000 | USD | evidence → |
| Net interest income | 5,165,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 3,992,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 1,325,000 | USD | evidence → |
| Income tax | 608,000 | USD | evidence → |
| Net income | 717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,196,000 | USD | evidence → |
| Total capital | 105,278,000 | USD | evidence → |
| Risk-weighted assets | 401,698,000 | USD | evidence → |