Call report 2015Q2
BERKSHIRE BANK, THE — 2015Q2
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 748,559,000 | USD | evidence → |
| Total loans | 293,426,000 | USD | evidence → |
| Allowance for loan losses | 8,029,000 | USD | evidence → |
| Securities available for sale | 343,313,000 | USD | evidence → |
| Securities held to maturity | 219,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 608,633,000 | USD | evidence → |
| Interest-bearing deposits | 501,920,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,713,000 | USD | evidence → |
| Equity capital | 104,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,697,000 | USD | evidence → |
| Interest expense | 1,915,000 | USD | evidence → |
| Net interest income | 9,782,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 8,101,000 | USD | evidence → |
| Provision for loan losses | 469,000 | USD | evidence → |
| Pretax income | 1,435,000 | USD | evidence → |
| Income tax | -358,000 | USD | evidence → |
| Net income | 1,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,816,000 | USD | evidence → |
| Total capital | 103,227,000 | USD | evidence → |
| Risk-weighted assets | 346,280,000 | USD | evidence → |